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Features

The five things that make up your runway

Money leads, because that's what lands first. But all five move together, and Runway is the first place that treats them that way.

MoneyWhat you own, owe, and haven't claimed
CareerWhat you earn, and how safe that is
HealthWhat today's habits cost you later
FamilyWho you'll be supporting, and when
HousingThe roof, and what it does to the rest
The core mechanic

Every decision gets a number.

A job move, a course, a rent increase, a health habit. Each one changes what you'll have and what you'll earn. Runway shows both, in dollars.

Your cash runway

How many months you could cover if income stopped tomorrow. Not a retirement projection, a survival number.

Your exposure

How much of your job is the kind of work AI already does well, grounded in task-level job market data.

The link

What any move does to both numbers. That's the part nobody else builds.

Money

What you own, owe, and haven't claimed

Singapore sets aside an unusual amount of money in your name. Most of it goes unused because nobody tells you it's there, or when it runs out.

One view

Banks, cards, CPF, MediSave and policies in one picture, kept current through Singpass.

What’s expiring

Vouchers, credits and grants sorted by the date they lapse. Each with its value and its source.

Your buffer, in months

How long your savings cover essentials, against the MAS benchmark for your work status.

Career

Stay employable while the market moves

Your skills sit behind every other number. Runway treats them that way, and always shows the funded option first.

SkillsFuture, matched

SSG-approved courses for your role, with funding shown before you click.

Your AI exposure

How much of your role overlaps with what AI already does well, scored on the ILO’s occupational index.

What a skill is worth

A planning estimate of what it could add to your income over a career, not just this year.

Health

Health today is cost later

Runway reads your Apple Health data and puts it on the same arc as your money. Cardio fitness in your 20s is one of the strongest signals we have for both.

Your numbers in context

Sleep, resting heart rate, HRV, cardio fitness, steps and Zone 2 minutes, read against your age group.

Creator Protocol

Paste a health video. Runway checks the advice against your own numbers and marks what fits and what doesn't.

Cover, checked

Your Shield plan, your employer cover, any overlap, and the gaps worth knowing at your age.

Family

The costs that arrive without a number attached

A child, an ageing parent, a diagnosis. These are the largest financial events of your 30s and 40s, and most people meet them having never once priced them.

S$280k–560kNUS economists

Raising one child to independence

The range depends on household income, and Baby Bonus, childcare subsidies and CDA matching claw a meaningful share of it back, if you know to claim them and when they expire.

Runway prices it against your income, shows what's already funded, and puts the rest on your arc.

S$2,952a monthSinglife

Long-term care for one parent

Government support cushions roughly a third of it. The remainder lands on the adult child, usually in the same month the diagnosis does, and usually without any warning.

Runway shows what it does to your runway, roughly when it starts, and which schemes you already qualify for.

16.9%in 2026WTW

Singapore's medical cost inflation

Ahead of the 14% forecast across Asia-Pacific. A premium that's comfortable at 30 is a different proposition at 60, and the gap compounds quietly in between.

Runway projects your cover forward and flags the point where it stops being enough.

Housing

The biggest number you will ever commit to

A flat is the largest single decision most Singaporeans make, and it arrives in the same decade as everything else on this page. Runway shows what it does to the other four.

BTO, resale or rent

What each option does to your cash runway, your CPF balances and the years after you collect keys.

Grants you qualify for

Housing grants are sized to your income at the moment you apply. Timing changes the number, sometimes by a lot.

The loan behind it

What the mortgage costs across the arc, and what a rate move does to the months you could cover if income stopped.

Platform & technology

Built to be trusted with this

Read-only, revocable

Bank-grade connections that can see but never move. Switch any one off anytime.

Shows its working

Every suggestion names the data or scheme behind it. If you disagree, you can see exactly why it said that.

Licensed where it counts

Guidance from the app. Product decisions from a MAS-licensed adviser working the same plan.

All figures shown across Runway are illustrative planning estimates. Health guidance is general wellness information, not medical advice.

Help us prioritise

Which of these would you actually use?

We can't build all of it at once, and we'd rather you told us the order than guess it ourselves. The survey takes five minutes and asks exactly that.

5 minutes
18 questions, no essays
Anonymous
Email only if you want the findings
Published results
We share what we learn